I Can Help Put Your Life Back Together When It’s Torn Apart!
Let’s not waste time, if you are looking for a personal injury lawyer for a motorcycle wreck, chances are you were severely injured in a recent wreck. I will tell you right now, I think I am probably one of the best motorcycle lawyers in Louisville, Kentucky. Because unlike everyone else practicing personal injury law, I understand that, especially for someone injured in a motorcycle accident, my job is to maximize the recovery on your personal injury claim while minimizing the deductions that have to be paid from your injury claim.
I have handled a lot of motorcycle accidents over the years. Wrecks such as being hurt while participating in motorcycle rally or a person losing their leg from a motorcycle crash. I even handled several cases with Ft. Knox soldiers and how the injuries sustained in the motorcycle crash, lessened their military pension. So yes, I have an experienced motorcycle lawyer but, determine that for yourself by calling or texting my cell phone.
THE MOST ESSENTIAL THING ANY MOTORCYCLIST NEEDS TO KNOW
Plain and simple, put on your motorcycle insurance policy uninsured and underinsured motorist coverage of at least $100,000 per person. If the at-fault driver has no insurance or not enough insurance, I can go against your motorcycle insurance policy to try and recover the full value of your personal injury claim. If you have that coverage on your motorcycle insurance policy and not just your automobile insurance policy, I don’t have to face any arguments that your car insurance does not apply while you are riding your motorcycle. Yes, I am trying to put make sure you are a well-protected motorcycle rider before any motorcycle wreck ever occurs.
MY INITIAL PHONE CALL WITH THE INJURED MOTORCYCLIST
The number you see on this website is truly my cell phone. It has been on the internet for years. motorcycle wrecks can be complicated, and I want to hear the facts of the wreck directly from you, the injured motorcyclist. I have no problem coming to you to discuss the wreck or even visiting you in the hospital. After all, you have just had a horrible experience, a motorcycle accident, so I don’t need to make you come to me.
IMPORTANT PARTS OF ANY MOTORCYCLE INJURY CLAIM
As a highly qualified, personal injury lawyer who has handled many motorcycle wrecks over his career, the factors listed below are the issues I am trying to evaluate when I am looking at a serious, motorcycle accident:
- Was the at-fault driver insured and how much was he insured for?
In the vast majority of the personal injury claims arising from a motorcycle wreck, the at-fault driver does not have enough insurance to pay the full value of my client’s personal injury claim. As a result, right off the bat, I am trying to determine how much the at-fault driver was insured for and whether you have a claim for underinsured motorist benefits.
2. If the at-fault driver was uninsured, was the vehicle he was driving insured or did someone else own the vehicle?
If you borrow my car, the insurance on my vehicle is primary and your insurance is secondary to my insurance; meaning your insurance does not come into play into the insurance on the vehicle is exhausted. In other words, I have to look for insurance on both the driver and the at-fault vehicle. Either one can cover my client’s personal injury claim.
3. Does my client have uninsured orunderinsured motorist coverage on his own insurance policy, motorcycle, or automobile policy, that we can recover from?
To make sure I can recover on your personal injury claim, I am trying to get ready for the worst-cases scenario; one in which the at-fault driver was uninsured or underinsured. While most automobile insurance has an exclusion that says they don’t have to cover you while you are using a motorcycle, we still want to investigate this kind of insurance to make sure we recovered every penny we could for our client.
4. Does my client have no-fault, med-pay or health insurance coverage that might cover his medical bills?
Very simply, this inquiry is concerned with how I get my client, the injured motorcyclist, the treatment he needs. I do not want my client still owing, once his personal injury claim is resolved.
5. Are there any liens that will need to be satisfied out of my client’s injury settlement?
As a good injury lawyer, my job is to maximize the recovery on behalf of the injured client and minimize the deductions from that recovery for unpaid medical bills, attorney fees and health insurance subrogation claims. As a result, we want to know who will be paying your medical bills, and what their recovery rights they have, from day one.
Injury claims arising from motorcycle wrecks involve contract law, insurance law and the law of torts. So, make it easy on yourself and call or text my cell phone, 502-609-7657, and I will be happy to explain how I can help you. Very simply, you call and I answer!
Motorcycle Accident Lawyer Serving Louisville, Kentucky & Southern Indiana
Let’s all agree that Motorcycle wrecks are different from car accidents in a big way because 90% of the time, a motorcyclist is badly hurt from a wreck. So right off the bat, a good personal injury lawyer has to address the issue of how a motorcyclist is going to get the treatment they need and their medical bills paid. After all, there is nothing in the Kentucky or Indiana law that guarantees the at-fault driver has enough insurance to pay medical bills of the injured motorcyclist, much less his or her claim for pain and suffering. Further, the law treats motorcyclists are treated differently after a crash.
I’m Jim Desmond. I represent injured motorcyclists throughout Louisville, Kentucky, and Southern Indiana. I handle motorcycle accident cases personally, and when you call my office, you talk directly to me on my cell phone — not a case manager, not an assistant, and not a call center.
Kentucky Motorcycle Laws Can Affect Your Case
Motorcycle accident claims are not handled the same way as regular car wrecks. Unlike those injured while riding in a car, a motorcycle rider in Kentucky is not entitled to Personal Injury Protection (PIP) unless it was added separately, (i.e. optional PIP was purchased by the motorcyclist). Yes, this lack of PIP coverage, a.k.a. no-fault coverage, also applies to the passenger on the motorcycle as well. To make matters worse, a motorcycle rider cannot recover the first $10,000 of his or her medical bills even though they had insurance on their motorcycle. Essentially, Kentucky law treats a motorcycle rider as if they were uninsured. However, this is not the case for the passenger on the motorcycle. A passenger on a motorcycle in an accident in Kentucky can recover the first $10,000 in medical bills but is not entitled to no-fault or PIP coverage. Yes, it is complicated, but I take the time to explain how Kentucky and Indiana laws apply to your specific situation through a simple phone call to my cell phone. So, if you were in a motorcycle wreck in Kentucky or Indiana, I would suggest you call me directly on my cell phone which is 502-609-7657.
What Compensation Can Be Recovered After a Motorcycle Accident
Motorcycle injuries are often severe. Surgery, broken bones, road rash, head injuries, and permanent mobility problems are common, motorcycle crashes.
I pursue compensation for:
- Medical bills and future treatment
- Lost wages and loss of earning ability
- Pain and suffering
- Damage to your motorcycle and riding gear
My job is to handle the insurance company so you can focus on healing — not fighting adjusters or worrying about bills.
You Deal Directly with Me — From Start to Finish
I don’t pass motorcycle accident cases off to junior lawyers or case managers. I handle them personally. When you have a question, you call or text my cell phone and you reach me directly.
If you or a family member has been injured in a motorcycle accident in Louisville, Kentucky, or Southern Indiana, I offer free consultations and straight answers about your options.