Call Attorney Jim Desmond Directly – 502-609-7657
If you were injured in a car accident or a Motorcycle wreck in Louisville, Kentucky, or anywhere in Kentucky, you are probably dealing with medical bills, missed work, vehicle damage, and insurance companies pressuring you to settle quickly. Don’t settle a personal injury claim quickly! Your health is too important, and I am happy to explain how you can recover more from your personal injury claim if you don’t resolve it before your treatment is completed.
I am Attorney Jim Desmond, and I help people injured in car wrecks and motorcycle accidents throughout Louisville, Jefferson County, and throughout Kentucky communities pursue compensation for their injuries. I have handled cases in Bowling Green, Henderson, Lexington, Corbin, and Liberty, Kentucky. Distance is not a concern.
Unlike many large personal injury firms, when you hire me, you work directly with me as your attorney. Clients can call or text my personal cell phone at 502-609-7657, including nights and weekends. After all, you are the one who was hurt in the motor vehicle wreck, and you are the one who needs immediate answers to your legal questions. Yes. I pick up my own cell phone from the first call to the end of your personal injury claim.
This commitment to personal service is what I call The Desmond Difference. Earning your business and referrals from you, one case at a time. Letting you know that by just a simple, free phone call, you have an experienced car accident lawyer fighting for your rights. I know you are probably looking for the best attorney in Louisville, Kentucky, to handle your car accident claim, but that’s not what I worry about. I want to be the best attorney for YOUR injury, as you are, not the legal community, which is my target audience. If I earn your business now and, in the future, I know I have done a good job. That’s my goal!
If you were injured in a crash, contact me, Attorney Jim Desmond, a Louisville car accident lawyer, today for a free consultation. You can also learn more about my practice as a Louisville personal injury lawyer.
Why Hire a Louisville Car Accident Lawyer?
Insurance companies begin investigating accidents immediately after a crash. Their goal is to limit how much they pay on claims. There is no doubt in that. An insurance adjuster wants to pay out as little as possible on any claim. After all, the job of an insurance adjuster is to save the insurance company money. The phrase “Caveat Emptor”, which translates to “Buyer beware,” is absolutely the controlling law when it comes to insurance companies and resolving personal injury claims.
An experienced Louisville car accident attorney can help you:
- Investigate how the accident occurred
- Preserve evidence and witness statements
- Communicate with insurance adjusters
- Evaluate the full value of your injury claim
- Negotiate a fair settlement
- File a lawsuit if necessary
Many injury victims accept early settlements that are far less than their claim is worth, and this is the key element to any personal injury release you may sign: “Once that release is signed, it does not matter what injuries you may still have or may develop in the future; your claim is over and done with!”
For answers to common legal questions, see my Car Accident FAQ page.
The Desmond Difference: Direct Access to Your Lawyer
Many personal injury firms rely heavily on case managers and intake staff.
When you hire my firm:
- You work directly with attorney Jim Desmond
- You can call or text my personal cell phone
- I personally manage your case
Clients often tell me they chose my firm because they wanted a lawyer they could actually speak with, rather than a large advertising firm. The biggest complaint is that attorneys are not at fault for legal malpractice but rather for a lack of communication. So often, I deal with people who another attorney already represents, and they can’t tell me where their injury claims stand because, as they put it, “My attorney would never return my phone calls!” That’s why I always use my cell phone: so my clients have a resource to rely on when they need it. That’s the Desmond Difference!
Further, at my law firm, the first day we meet, we do the following to move your car accident claim quickly and as efficiently as possible:
- Obtain police report;
- Scan initial documents into the file;
- Create an envelope to send letters to clients in the future and include self-addressed envelopes so they can send us the medical bills they are receiving;
- Request Emergency Room records and bills, and Ambulance records and bills;
- Open Insurance claims with both the client’s company and the at-fault company. Send a Letter of Representation to both companies, including the police report, electronically and by fax; and
- Sent copies of letters to the client with a note on it, “Just FYI! Desmond,” and wrote in the date it is being sent.
Call or text 502-609-7657 anytime. Why? Because it is the best way possible to get your motor vehicle accident claim moving quickly and in the right direction.
Common Causes of Car Accidents in Louisville
Car accidents frequently occur on major Louisville roads, such as:
- I-64
- I-65
- I-71
- I-264 (Watterson Expressway)
- I-265 (Gene Snyder Freeway)
Common causes of car crashes include:
- Distracted driving (texting while driving)
- Speeding
- Drunk driving
- Failure to yield
- Rear-end collisions
- Running red lights
- Aggressive driving
Wherever the wreck happened in Kentucky, the issues are the same. Who was at fault for the car accident, and how can you make sure your medical bills are paid so you can get the medical treatment you need? The honest answer is that from the moment that car wreck happened, you are preparing your injury claim for the possibility that you will be immersed in litigation just to prove your damages. A Louisville car accident lawyer can investigate the crash and determine who was responsible, and increase your odds of doing that correctly. However, you have to be able to reach your injury attorney and have ongoing discussions with him to achieve the best results for your personal injury claim. That’s why all injury attorneys in Kentucky should be using their cell phones with an injured car wreck victim!
Types of Car Accident Cases We Handle
I am Attorney Jim Desmond, and I represent victims injured in many types of motor vehicle accidents, including:
- Rear-end collisions
- T-bone accidents
- Head-on crashes
- Multi-vehicle accidents
- Hit-and-run accidents
- Distracted driving crashes
- Uninsured drivers
- Intoxicated Drivers
Serious accidents often cause injuries such as:
- Neck injuries and whiplash
- Back injuries
- Broken bones
- Traumatic brain injuries
- Spinal injuries
- Surgeries
- Loss of one of the senses
- Vertigo
- Concussions
If your accident involved another type of injury claim, you can also learn more about working with a Louisville personal injury attorney.
Understanding Kentucky’s No-Fault Car Accident Law
Kentucky uses a no-fault insurance system for car accidents. Kentucky No-Fault DOES NOT mean you cannot sue the at-fault driver for damages or your pain and suffering. The simplest way to view no-fault benefits is to look at them as if they are health insurance coverage from your own automobile insurance. In other words, your car insurance coverage, or the insurance for the vehicle you were riding in when the car accident occurred, is supposed to pay the first $10,000 of your medical bills. That’s the simplest way to look at no-fault laws.
This means your own insurance policy provides Personal Injury Protection (PIP) benefits after an accident, regardless of who caused the crash.
PIP benefits may cover:
- Medical bills
- Lost wages
- Certain out-of-pocket expenses
However, you can still “step outside the no-fault system” and pursue a claim against the at-fault driver for your pain and suffering.
What Compensation Can Be Recovered After a Car Accident?
If you were injured due to another driver’s negligence, you may be entitled to compensation for:
- Medical expenses
- Future medical care
- Lost wages
- Reduced earning capacity
- Pain and suffering
- Permanent disability
Every accident case is different.
To see examples of how accident claims are evaluated, review my car accident case examples.
What Should You Do After a Car Accident in Louisville?
Taking the right steps after a crash can protect both your health and your legal claim.
After a car accident, you should:
- Call 911 and report the accident.
- Seek medical attention immediately.
- Make sure a police report is filed.
- Take photos of vehicles and the accident scene.
- Exchange insurance information.
- Avoid giving recorded statements to insurance companies.
- Contact a Louisville car accident attorney.
For more detailed guidance, see my article about dealing with insurance companies after a car wreck.
Free Online Case Analysis Tool
If you want an initial review of your accident before doing anything else, just call me. In five minutes, I can tell you whether I think you have an injury claim.
Serving Car Accident Victims Throughout Louisville
I am Attorney Jim Desmond, and I represent clients injured in car accidents throughout:
- Downtown Louisville
- St. Matthews
- Jeffersontown
- Middletown
- Prospect
- Okolona
- Shively
- Highview
I also represent clients throughout Jefferson County, Kentucky, and in Southern Indiana. Truly, if it is a car wreck or a motorcycle accident anywhere in Kentucky or Southern Indiana, call me and let me help. The worst that happens is you get a free phone call with an experienced personal injury lawyer who will put you on the right track.
Louisville Car Accident Lawyer FAQ
How much is my car accident case worth?
The value of a claim depends on factors such as medical expenses, lost income, severity of injuries, and long-term effects.
Every case is unique, which is why it is important to speak with an attorney about your specific situation.
You can find additional answers on my car accident FAQs page.
Do I need a lawyer for a car accident?
Yes. This is a no-brainer. Car accidents create a complicated puzzle of facts involving tort law, insurance law, contract law, and negligence. With respect, if you don’t handle motorcycle and car accident claims regularly, it is like you are trying to put that puzzle back together without knowing the rules of the game.
How much does a car accident lawyer cost?
Most car accident attorneys work on a contingency fee, meaning you pay no attorney fees unless compensation is recovered. My attorney fees are contingent. This means you only owe me a fee if I recover money on your behalf, and you don’t owe any upfront money to hire me. Also, I do not charge attorney fees for the damage to your car or your loss of use claim.
For any case that does not involve a lawsuit, I charge 33.33% of what I recover as an attorney’s fee. My attorney’s fee does increase to 40% when a lawsuit is filed because my firm’s expenses and the required time to prosecute your injury claim increase significantly.
Additionally, you don’t owe me any fee whatsoever if I don’t recover money on your behalf. Any good personal injury lawyer is doing this.
More importantly, my attorney’s fee will never be higher than your net settlement, i.e., what you put in your pocket. In other words, you will always walk away with more money from your case than I do!
Lastly, I want you to understand that I want to earn your future business, and I may lower my attorney’s fee to demonstrate that. For example, I tend to lower my fee pretty regularly when my client is a repeat client or has referred another client to me. After all, I understand you have a choice in who you choose as your injury lawyer, and I want to show you that I appreciate your ongoing support of my law firm.
Just a couple of ways the Desmond Difference can increase your injury settlement.
The Kentucky Bar Association requires me to inform you that case expenses and court costs are in addition to the above-discussed attorney fee, and the client is responsible for the same. Further, the attorney fee percentages discussed above are computed before any deduction for case costs and expenses.
Louisville Car Wreck Resources
You can explore additional articles and legal resources about accident claims on my blog:
These articles discuss common legal issues that arise after car accidents in Kentucky.
Speak With a Louisville Car Accident Lawyer Today
If you were injured in a car accident in Kentucky or Southern Indiana, you do not have to deal with insurance companies alone. My primary offices are in Louisville, Kentucky. I like to drive and have handled car accident claims in Bowling Green, Corbin, Liberty, Henderson, and Lexington, Kentucky. Distance is not the issue. The issue is, can I help you get your car back on the road and get your medical bills paid?
I am Attorney Jim Desmond, and I help accident victims pursue compensation for medical bills, lost wages, and pain and suffering. I want to earn the chance to help you now and in the future!
Call or text 502-609-7657 to speak directly with attorney Jim Desmond.
First consultations are available and always free!
