As an experienced Kentucky and Indiana personal injury attorney I can tell you passengers injured on a motorcycle typically have a personal injury claim against the motorcycle rider or the other vehicle that hit the motorcycle. Motorcycle accidents happen quickly and usually result in serious injuries since there is less protection than a car. A car changes lanes without warning, or pulls out in front of you leaving a motorcyclist nowhere to go. I’ve seen enough injured victims of motorcycle wrecks to know how dangerous an accident can be. This is especially true for passengers on a motorcycle. You may not see it coming and the next thing you know, you’re recovering from a surgery laying in a hospital room.
If there is any good news for an injured passenger it is this: you typically have a valid injury claim. Your source of recovery might be the insurance carrier for the motorcycle, the automobile or even your own car insurance.
If the accident was caused by another car or truck, a lawsuit can hold the driver of the car financially responsible for what has happened to you. If the accident was caused by the driver of the motorcycle, his or her accident insurance may be primary source of recovery for your injuries. I know, you may not want to sue your close friend or a significant other but, you may have little choice. The fact is I will most likely be pursuing their insurance coverage and not them personally. That’s why they have insurance, and you deserve to recover for your costs and expenses. Moreover, there is no reason your financial planning should be ruined by large medical bills because of the negligence of another driver.
Many people are surprised to learn that their own auto insurance may also be a source of recovery. If the person who caused the accident does not have any insurance or enough insurance for your medical bills or to the cover the value of your personal injury claim, your own automobile insurance policy may provide uninsured and underinsured motorist coverage; which provides additional insurance for your injuries if the at-fault driver was not insured or did not have enough insurance. You may recall that I recommend that you have at least $100,000 per person of uninsured and underinsured motorist coverage on every motor vehicle you own.
Passengers injured on a motorcycle typically have a personal injury claim, and I can help. If you were injured on a motorcycle, call me on my phone and speak with me personally at [number]. Let me discuss with you how insurance may cover your injuries or how we can get your medical bills paid. That’s my job. Motorcyclists and their passengers have enough to worry about as they recover from the accident. You can entrust your injury claim to me, so that you can focus on recovering from what has happened.