Attorney Jim Desmond

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  • Common Questions
    • How Much Will I Actually Get from My Car Accident Settlement?
    • My Attorney’s Fees
    • Fee Pitfalls of Other Attorneys
    • Should I Talk to the Insurance Adjuster?
    • After a Car Accident in Kentucky
    • What is Comparative Fault in Kentucky?
    • Why Is My Insurance Paying My Medical Bills When the Other Driver Caused the Wreck?
    • Kentucky No-Fault / Personal Injury Protection
    • PIP Statute (revised July 2026)
    • Kentucky PIP / Motorcycle Injury Settlements
  • Practice Areas
    • Car Accidents
    • Motorcycle Accidents
    • Tractor Trailer Accidents
    • Wrongful Death Laws
    • Personal Injury
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Archives: YouTube Videos

Myths and Misconceptions about Car Wrecks

YouTube Video UExCT3J5bzFReGx5cTF4ak4yeTRVa01hWlhDUEVNLS1wei45ODRDNTg0QjA4NkFBNkQy After a car wreck, people have a lot of questions.  You should speak directly with an attorney.  It's why I give everyone my cell phone.  There are myths and misconceptions about car wrecks.  You may have access to other sources of insurance that the adjuster won't mention.  An experienced Kentucky car wreck attorney knows this area of law and can make sure you get the answers you need.<br /><br />For more information, visit:  https://www.attorneydesmond.com<br /><br />Desmond Law Office, PLLC. <br />9850 Von Allmen Court <br />Ste 201 <br />Louisville, KY 40241 <br />Call My Cell: (502) 609-7657<br /><br />Principal Office in Louisville.  This is an advertisement.<br />__<br />Is it time for you to contact an attorney for your automobile accident claim?  This can seem like an intimidating step to take.  The above video provides a good idea of how Jim Desmond communicates.  Still, you may still be wondering what your first meeting with him will be like.  That's exactly why he recorded a video explaining what typically happens during your first meeting with him.  It will hopefully put you at ease and help you to feel more confident in your decision:  https://youtu.be/_cJnDQZg1R8?si=t3jHRlM6Lx7t2LEf<br /><br />If you're worried about the cost of hiring an attorney to represent you, Jim Desmond recorded a video explaining how attorney fees are calculated.  He uses his own contract to illustrate what he reviews with anyone who is going to hire him.  Click here to watch the brief video:  https://youtu.be/xXw4Mz5syHE?si=UYE1cSZ1JYw4KZgR<br /><br />Louisville car wreck attorney Jim Desmond discussed a "no-fault insurance."  That can be a confusing.  In reality no-fault or PIP coverage is a really good benefit available in Kentucky.  It applies to everyone in the car, regardless of which driver was at fault.  Click here to listen to Jim explain how no-fault insurance works in Kentucky:  https://youtu.be/a0M2MfmirC8?si=6V8j7YRyidxdOsB8<br /><br />Even if the other driver has car insurance, it may not be enough to cover your damages related to the collision.  This usually includes significant medical bills.  If the at-fault driver doesn't have enough insurance, you should be able to use your Under Insured Motorist (UIM) coverage.  If the at-fault driver was driving without insurance, you'd use your Uninsured Motorist (UM) coverage.  Click here to listen to a podcast episode Jim recorded specifically focused on UM/UIM Insurance:  https://youtu.be/t2sxYI9nVI8?si=b40Egg8j4MnPhgB_<br /><br />Obviously, there are many factors that go into your decision to hire the right attorney to represent you in your auto accident claim.  You might assume all attorneys do it pretty much the same way.  That's not always the case.  Do you have direct access to your attorney, or will you end up working primarily with a paralegal, case manager or secretary?  Can you call the attorney directly?  Does the attorney have the experience you'll need, or does he/she simply dabble in car wrecks?  There are important issues you may not have thought about, yet.  That's okay.  The important thing is that you'll now have better information, once you've read the following page on Jim Desmond's website:  https://attorneydesmond.com/factors-to-consider-when-choosing-an-attorney/<br /><br />One of the most important steps you can take in deciding which attorney to hire, is to see what previous clients have said about him/her.  You can Google the Desmond Law Office in Louisville, but Jim also has a collection of testimonials available on his website.  Click here to review them:  https://attorneydesmond.com/client-testimonials/<br /><br />Some motor vehicle accidents are extremely serious.  This is particularly true when the collision resulted in the death of a loved one or friend.  Traffic fatalities are complicated both for the family and for the attorney who is representing the estate of the deceased individual.  There are many additional steps that must be taken not only to win the case against the at-fault driver, but to also ensure all potential sources of insurance coverage is identified and pursued.  The death of a family member is not only an emotional shock, for many it can be financially devastating.  You need to know you can trust the experience of an attorney you are getting ready to hire to handle the case.  Click here to read about wrongful death lawsuits:  https://attorneydesmond.com/louisville-wrongful-death-lawyer/.

Myths and Misconceptions about Car Wrecks

After a car wreck, people have a lot of questions. You should speak directly with an attorney. It’s why I give everyone my cell phone. There are myths and misconceptions about car wrecks. You may have access to other sources of insurance that the adjuster won’t mention. An experienced Kentucky car wreck attorney knows this area of law and can make sure you get the answers you need.

For more information, visit: https://www.attorneydesmond.com

Desmond Law Office, PLLC.
9850 Von Allmen Court
Ste 201
Louisville, KY 40241
Call My Cell: (502) 609-7657

Principal Office in Louisville. This is an advertisement.
__
Is it time for you to contact an attorney for your automobile accident claim? This can seem like an intimidating step to take. The above video provides a good idea of how Jim Desmond communicates. Still, you may still be wondering what your first meeting with him will be like. That’s exactly why he recorded a video explaining what typically happens during your first meeting with him. It will hopefully put you at ease and help you to feel more confident in your decision: https://youtu.be/_cJnDQZg1R8?si=t3jHRlM6Lx7t2LEf

If you’re worried about the cost of hiring an attorney to represent you, Jim Desmond recorded a video explaining how attorney fees are calculated. He uses his own contract to illustrate what he reviews with anyone who is going to hire him. Click here to watch the brief video: https://youtu.be/xXw4Mz5syHE?si=UYE1cSZ1JYw4KZgR

Louisville car wreck attorney Jim Desmond discussed a “no-fault insurance.” That can be a confusing. In reality no-fault or PIP coverage is a really good benefit available in Kentucky. It applies to everyone in the car, regardless of which driver was at fault. Click here to listen to Jim explain how no-fault insurance works in Kentucky: https://youtu.be/a0M2MfmirC8?si=6V8j7YRyidxdOsB8

Even if the other driver has car insurance, it may not be enough to cover your damages related to the collision. This usually includes significant medical bills. If the at-fault driver doesn’t have enough insurance, you should be able to use your Under Insured Motorist (UIM) coverage. If the at-fault driver was driving without insurance, you’d use your Uninsured Motorist (UM) coverage. Click here to listen to a podcast episode Jim recorded specifically focused on UM/UIM Insurance: https://youtu.be/t2sxYI9nVI8?si=b40Egg8j4MnPhgB_

Obviously, there are many factors that go into your decision to hire the right attorney to represent you in your auto accident claim. You might assume all attorneys do it pretty much the same way. That’s not always the case. Do you have direct access to your attorney, or will you end up working primarily with a paralegal, case manager or secretary? Can you call the attorney directly? Does the attorney have the experience you’ll need, or does he/she simply dabble in car wrecks? There are important issues you may not have thought about, yet. That’s okay. The important thing is that you’ll now have better information, once you’ve read the following page on Jim Desmond’s website: https://attorneydesmond.com/factors-to-consider-when-choosing-an-attorney/

One of the most important steps you can take in deciding which attorney to hire, is to see what previous clients have said about him/her. You can Google the Desmond Law Office in Louisville, but Jim also has a collection of testimonials available on his website. Click here to review them: https://attorneydesmond.com/client-testimonials/

Some motor vehicle accidents are extremely serious. This is particularly true when the collision resulted in the death of a loved one or friend. Traffic fatalities are complicated both for the family and for the attorney who is representing the estate of the deceased individual. There are many additional steps that must be taken not only to win the case against the at-fault driver, but to also ensure all potential sources of insurance coverage is identified and pursued. The death of a family member is not only an emotional shock, for many it can be financially devastating. You need to know you can trust the experience of an attorney you are getting ready to hire to handle the case. Click here to read about wrongful death lawsuits: https://attorneydesmond.com/louisville-wrongful-death-lawyer/.

Pre-Litigation verses Litigation – What’s in Your Best Interest?

YouTube Video UExCT3J5bzFReGx5bzJOVGtoR0tTemZuQkJuRUNCT2V4VS45NDk1REZENzhEMzU5MDQz If you've been in a car wreck, you may think you want to file a lawsuit.  As an experienced Louisville car wreck attorney, I know most accidents claims get settled and don't actually go to court as part of a lawsuit.  There are reasons for this.  I'll explain the difference between pre-litigation and litigation.  It may not be worth the risk, your time and the additional expense of taking the car wreck to court.  We may be able to reach an acceptable settlement, instead.  <br /><br />Each situation is different and this determination should be made with your attorney.  Watch this brief video to learn more.<br /><br />For more information, visit:  https://www.attorneydesmond.com/<br /><br />Desmond Law Office, PLLC. <br />9850 Von Allmen Court <br />Ste 201 <br />Louisville, KY 40241 <br />Call My Cell: (502) 609-7657<br /><br />Principal Office in Louisville.  This is an advertisement.<br />__<br />Once Jim Desmond has your medical bills and has established the strategy for negotiating your car wreck claim, he'll send a demand letter to the insurance adjuster.  This lays out the facts of the situation and justifies the compensation for your damages, which include your medical bills and other expenses you've incurred as result of the other driver's negligence.  Now, obviously, the facts and figures will probably be disputed by the insurance adjuster, but this is why you've hired an attorney.  The insurance company deals with these claims every day and they have an incentive to minimize what get paid out.  Your attorney is also a skilled negotiator.  Jim Desmond has over 25 years experience focusing on automobile collisions and motorcycle wrecks.  Watch this video for more information about the demand letter and the related steps:  https://youtu.be/4bAqKb-09gU?si=Q3wHkFQgSvcF-SN_.<br /><br />Many people have questions about attorneys fees.  How are they calculated?  Are they standard fees?  Jim Desmond has explained the difference between the fees normally associated with settling a case and the the fees that would come into play if the case has to go to a lawsuit.  In this video, Jim will spend more time discussing attorney fees to help you have a better understanding of the work he performs on behalf of a client.  Hiring an attorney to represent you is an important decision.  This is why Jim spends time ensuring his clients fully understand his fees.  Click here to watch the video:  https://youtu.be/rjW69MaA0_A?si=tvmjf9KxHZb6HlcK.<br /><br />An issue that surprises many people who have been in a car wreck is the amount of costs that are involved in resolving your claim.  This is where it makes sense to hire a very, experienced automobile accident attorney.  There is a strategy to negotiating on your behalf.  In resolving a personal injury claim, there are many different layers to be considered.  Jim Desmond will be negotiating with the other person's insurance adjuster.  He'll be negotiating with the hospital.  Usually he'll need to negotiate with the physician's group that also provided medical care.  Don't forget the PIP carrier.  How these agreements are discussed and eventually finalized, with your permission, takes someone who understands all the facets of the situation and how best to approach them.  It's typically much more complicated, behind the scenes, than people understand.  Louisville car wreck attorney Jim Desmond wants it to feel fairly simple from your perspective.  You're hiring him to do the work.  That's what he's good at.  Watch this brief video to understand more about how the various expenses can reduce what's left over for you.  Click here to watch:  https://youtu.be/zp1iiS23oHE?si=3mhCPmdsTsMPr6bm.<br /><br />If you've been in a car wreck in Kentucky or Indiana, Jim Desmond has over 25 years of experience focusing on these types of claims.  As outlined above, automobile accidents are extremely complex.  Here is a page from Jim's website that provides additional information for your review and consideration:  https://attorneydesmond.com/louisville-car-accident-lawyer/.<br /><br />Motorcycle collisions are complex usually because of the amount of medical bills from various healthcare providers.  Did the person have to be air-lifted to the ER?  How many different doctors and specialists were involved in the care and treatment?  Did the at-fault driver have insurance or enough insurance to pay for the damages (including medical bills, lost wages and pain & suffering you incurred?).  If they didn't Louisville motorcycle accident attorney Jim Desmond may also have to file an uninsured motorist claim or an under insured motorist claim to help find sources of insurance coverage to help you.  Here's a link to a page from Jim's website dealing specifically with motorcycle wrecks:  https://attorneydesmond.com/louisville-motorcycle-accident-lawyer/.<br /><br />If you'd like to better understand how a motorcycle accident case is handled, Jim created an entire section dealing specifically with this issue.  Click here to read more:  https://attorneydesmond.com/understanding-kentucky-motorcycle-accident-claims/.

Pre-Litigation verses Litigation - What's in Your Best Interest?

If you’ve been in a car wreck, you may think you want to file a lawsuit. As an experienced Louisville car wreck attorney, I know most accidents claims get settled and don’t actually go to court as part of a lawsuit. There are reasons for this. I’ll explain the difference between pre-litigation and litigation. It may not be worth the risk, your time and the additional expense of taking the car wreck to court. We may be able to reach an acceptable settlement, instead.

Each situation is different and this determination should be made with your attorney. Watch this brief video to learn more.

For more information, visit: https://www.attorneydesmond.com/

Desmond Law Office, PLLC.
9850 Von Allmen Court
Ste 201
Louisville, KY 40241
Call My Cell: (502) 609-7657

Principal Office in Louisville. This is an advertisement.
__
Once Jim Desmond has your medical bills and has established the strategy for negotiating your car wreck claim, he’ll send a demand letter to the insurance adjuster. This lays out the facts of the situation and justifies the compensation for your damages, which include your medical bills and other expenses you’ve incurred as result of the other driver’s negligence. Now, obviously, the facts and figures will probably be disputed by the insurance adjuster, but this is why you’ve hired an attorney. The insurance company deals with these claims every day and they have an incentive to minimize what get paid out. Your attorney is also a skilled negotiator. Jim Desmond has over 25 years experience focusing on automobile collisions and motorcycle wrecks. Watch this video for more information about the demand letter and the related steps: https://youtu.be/4bAqKb-09gU?si=Q3wHkFQgSvcF-SN_.

Many people have questions about attorneys fees. How are they calculated? Are they standard fees? Jim Desmond has explained the difference between the fees normally associated with settling a case and the the fees that would come into play if the case has to go to a lawsuit. In this video, Jim will spend more time discussing attorney fees to help you have a better understanding of the work he performs on behalf of a client. Hiring an attorney to represent you is an important decision. This is why Jim spends time ensuring his clients fully understand his fees. Click here to watch the video: https://youtu.be/rjW69MaA0_A?si=tvmjf9KxHZb6HlcK.

An issue that surprises many people who have been in a car wreck is the amount of costs that are involved in resolving your claim. This is where it makes sense to hire a very, experienced automobile accident attorney. There is a strategy to negotiating on your behalf. In resolving a personal injury claim, there are many different layers to be considered. Jim Desmond will be negotiating with the other person’s insurance adjuster. He’ll be negotiating with the hospital. Usually he’ll need to negotiate with the physician’s group that also provided medical care. Don’t forget the PIP carrier. How these agreements are discussed and eventually finalized, with your permission, takes someone who understands all the facets of the situation and how best to approach them. It’s typically much more complicated, behind the scenes, than people understand. Louisville car wreck attorney Jim Desmond wants it to feel fairly simple from your perspective. You’re hiring him to do the work. That’s what he’s good at. Watch this brief video to understand more about how the various expenses can reduce what’s left over for you. Click here to watch: https://youtu.be/zp1iiS23oHE?si=3mhCPmdsTsMPr6bm.

If you’ve been in a car wreck in Kentucky or Indiana, Jim Desmond has over 25 years of experience focusing on these types of claims. As outlined above, automobile accidents are extremely complex. Here is a page from Jim’s website that provides additional information for your review and consideration: https://attorneydesmond.com/louisville-car-accident-lawyer/.

Motorcycle collisions are complex usually because of the amount of medical bills from various healthcare providers. Did the person have to be air-lifted to the ER? How many different doctors and specialists were involved in the care and treatment? Did the at-fault driver have insurance or enough insurance to pay for the damages (including medical bills, lost wages and pain & suffering you incurred?). If they didn’t Louisville motorcycle accident attorney Jim Desmond may also have to file an uninsured motorist claim or an under insured motorist claim to help find sources of insurance coverage to help you. Here’s a link to a page from Jim’s website dealing specifically with motorcycle wrecks: https://attorneydesmond.com/louisville-motorcycle-accident-lawyer/.

If you’d like to better understand how a motorcycle accident case is handled, Jim created an entire section dealing specifically with this issue. Click here to read more: https://attorneydesmond.com/understanding-kentucky-motorcycle-accident-claims/.

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